About Zurich Builders Risk Insurance

For over 30 years, the Zurich Builders Risk insurance plan has been the product of choice for agents and residential and commercial builders. Previously only offered to agents appointed with Zurich's small business group, the same quality and comprehensive policy is now offered to any licensed property and casualty independent agent in the United States on a brokerage basis. Registered agents can access buildersrisk.com anytime, anywhere to rate, quote and issue the best builders risk insurance plan in the business.

The Zurich Builders Risk insurance plan is the industry leader in providing course of construction insurance solutions. We offer broad, flexible coverage options specifically designed to meet the unique builders risk insurance needs of even the largest residential or commercial construction project. Our competitive coverage includes an extremely broad policy, including:

• Coverage for theft of materials from the moment they’re delivered to the job site
• Protection for materials in-transit and at temporary locations
• Coverage for materials that are installed or uninstalled
• Coverage for losses due to ordinance or laws

Zurich Builders Risk Basic Eligibility

The Builders Risk Coverage Form (40471) provides coverage for residential and commercial structures with values up to $10 million. We also offer a Large Commercial coverage form for higher valued structures, including high valued frame risks. Our builders risk insurance plan is flexible and trained underwriters are available to assist with coverage for even the most complex structures. All policies are subject to certain underwriting guidelines and restrictions.

• Builders must have two years experience unless otherwise qualified. Three years experience is required when requesting coverage for commercial structures with total estimated completed values greater than $3,000,000.
• Catastrophic limit is $5 million per policy.
• Policy can be issued in the name of the homeowner/mortgagee if the builder qualifies.